Surprise! I'm a single parent

At Christmas time my mother made some remark about being poor and my youngest daughter chimed in:

“We are poor too Grandma! We are getting poorer and poorer! In fact soon we will be the poorest people with Sky TV!”

 How true. She was sitting on the floor playing with her Polly Pocket jumbo jet from Santa. Santa and visa actually. At the time her Dad and I had a shared credit card and he was making regular contributions to it. After Christmas he asked me to curtail my extravagant lifestyle – by which he meant the broadband and Sky package.

I agreed to take over the credit card bill if he agreed to stop using it. So its April the first and Ive gone just paid off the 3 k that was on it. Meantime new bills have come in and Im in no way debt free but at least I feel like I can make my own financial decisions and if my kids and I like broadband and sky over other things then its our business.

The credit card is unfortunately only the tip of the iceberg called shared debt.